A home equity line of credit (HELOC) is a revolving line of credit attached to your primary residence. In essence, this is a low-interest credit card that is attached to your home’s equity. This product can be a great way to easily tap into one of your biggest assets, that is, your house. Pros of […]
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Getting a house is probably one of the biggest decisions you will make, and with that decision comes the issue of qualifying for a mortgage. There are really three major aspects of mortgage loan qualification. They are income, credit, and collateral. Generally speaking, you will need to meet all three conditions to qualify. If you
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Credit is a necessarily evil. No one like to think about credit as it is almost always a hassle. But you have to have good credit in order to get access to financing. There are several ways that you can start building credit. These include getting a secured credit card, getting a CD secured loan,
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